Great location and situated in a small subdivision on a quiet cul-de sac. . . . this townhouse features 2 bedrooms and 2 full baths downstairs and a FULL SIZE (not spiral) staircase leading to a large loft, 18x13 which can be the 3rd bedroom as it has a closet or great for an office, bonus room. Tastefully painted, remodeled kitchen with beautiful wood cabinets, counters and upgraded appliances including built-in microwave , solid surface stove, and refrigerator with ice & water in the door. Wood laminate floors in living/dining area and newer carpet on stairs and loft bedroom and ceramic tile in the kitchen, baths and bedrooms. Large screened porch runs all the way across the back of the house and overlooks a big back yard. One-car garage with door opener and an extra wide and long concrete drive way allowing for ample parking. Sliding glass doors lead out to the side yard from the living/dining room and two sets of sliders open onto the patio from the downstairs bedrooms. Plenty of storage and GJHS school district.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,850
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,480 | $1,480 | $1,480 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $10 | $12 |
Total Monthly Payment | $85 | $85 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.