230 E Fray STREET, Englewood, FL, 34223 | $289,000

This adorable and affordable two-bedroom, two-bathroom home has been lovingly maintained and features a brand new roof installed in 2022, a new air conditioning system added in 2020, and accordion shutters on all windows for easy storm protection. Nestled in the highly desirable “X” flood zone, you’ll enjoy the security of knowing your home is located in an area that doesn’t require flood insurance. Plus, the home is just minutes from downtown Englewood, offering the perfect balance of a peaceful retreat and convenient access to shopping, dining, and entertainment. Step inside to discover a thoughtfully designed split-bedroom floorplan that provides both privacy and a natural flow for everyday living. The home offers a spacious living room and a separate den, ideal for relaxation or use as a home office or hobby space. The galley-style kitchen is both functional and efficient, with plenty of cabinet storage and easy access to the adjacent dining area—perfect for enjoying meals with family and friends. The two large bedrooms ensure restful nights, with the primary suite featuring an en-suite bathroom and a generous walk-in closet. The second bedroom, equally spacious, offers a comfortable space for family or guests. Both bathrooms are well-appointed and designed for functionality and comfort. Practicality extends beyond the living areas with an indoor laundry room, complete with a full-size washer and dryer, as well as shelving for added storage. Outdoors, two large storage sheds provide ample space for tools, lawn equipment, and holiday decorations, helping to keep the home organized and clutter-free. One of the most attractive features of this home is the expansive screened and covered front porch. Whether you're welcoming guests or enjoying a quiet moment to yourself, this charming outdoor space is perfect for relaxing with a morning cup of coffee or unwinding at the end of the day. Offered with an optional turnkey furnished package, this home is ready for you to move in and start enjoying immediately. From its modern updates and practical features to its inviting layout and prime location, this property offers a fantastic opportunity for buyers seeking comfort, affordability, and peace of mind in one delightful package.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1972
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,070
  • Acreage: 0.15
  • Est. Taxes: $2,133
  • Pet Policy: Yes
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: N6134928
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/N6134928/230efraystreet_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/18/2024 5:27:57 AM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 941-412-3323

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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230 E Fray STREET, Englewood, FL, 34223

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.681% 6.678% 6.034%
Monthly Tax Payment $178 $178 $178
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,577 $1,460 $1,920
Total Monthly Payment $1,830 $1,713 $2,173

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.