**A/O - 10/21** Welcome to this charming, fully renovated 3-bedroom, 2-bathroom home, where modern updates meet cozy living. With breathtaking Hudson River views, this home offers a peaceful retreat in a compact, thoughtfully designed space. Step inside to a bright, open-concept living area that maximizes every square foot. The updated kitchen is a true highlight, featuring sleek quartz countertops, stainless steel appliances, and smartly designed cabinetry that provides plenty of storage without sacrificing style. Energy efficiency is top of mind, with modern multi-split heat pumps ensuring comfort year-round while keeping utility costs low. Both bathrooms have been tastefully updated with contemporary fixtures, and the bedrooms, though modest in size, are comfortable and filled with natural light. One of the biggest draws of this home is its unbeatable location. Nestled close to the Hutton Brickyards and Sojourner Truth State Park, you're just moments from scenic trails, the waterfront, and vibrant community events. Enjoy the best of both worlds: a peaceful, private home with easy access to outdoor adventures and the natural beauty of the Hudson Valley. This delightful home is perfect for those seeking a low-maintenance lifestyle without compromising on style or location. Don't miss your chance to experience riverfront living at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,122 | $2,692 |
Total Monthly Payment | $2,525 | $2,442 | $3,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.