NEW PRICE! Old Lyme Village living at its best! From the moment you enter the covered front porch you know this home is something special! Featuring a spacious dining room/living room, well-appointed kitchen with breakfast nook, and a vaulted ceiling family room opening to the stone patio & private backyard. On the upper level is a primary bedroom with a new bath, a laundry room & center hall with lots of built-in storage and a second bedroom with full bath. The upper most level is the ideal hideout with a cozy den and third bedroom. The separate garage with studio/workshop completes this very special home. This hallmark property is sited in one of the best locations in Historic Old Lyme Village, with easy access to the Lieutenant River and walking distance to Lyme Street, art galleries, shops, tennis courts, the library, the Lyme Art Academy, . . . and the CT River. You'll be captivated by the picturesque setting and all the many thoughtful updates. Whether you're dining on the patio overlooking the backyard or napping on the covered porch, you will never want to leave home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Remodeled,Full Bath,Stall Shower | Upper |
Bedroom 2 | Book Shelves,Built-Ins,Wall/Wall Carpet,On 3rd Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Remodeled,Granite Counters | Main |
Family Room | Palladian Window(s),Vaulted Ceiling,Beams,Sliders,Hardwood Floor | Main |
Living Room | Bay/Bow Window,Gas Log Fireplace,Hardwood Floor | Main |
Other | Built-In Hutch,Dining Area,Hardwood Floor | Main |
Other | Bay/Bow Window,Dining Area,Hardwood Floor | Main |
Other | Remodeled,Built-Ins | Upper |
Primary Bath | Remodeled,Quartz Counters,Full Bath,Stall Shower | Upper |
Primary Bedroom | Bedroom Suite,Walk-In Closet,Wall/Wall Carpet | Upper |
Rec/Play Room | On 3rd Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $944 | $944 | $944 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,964 | $6,548 | $8,742 |
Total Monthly Payment | $7,033 | $7,617 | $9,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.