5118 Island View CIRCLE N, Polk City, FL, 33868 | $299,000

Welcome home to this meticulously updated and thoughtfully enhanced waterfront residence in the highly sought-after community of Mount Olive Shores, all for $15, 000. 00 below the current appraised value. This immaculate home offers a perfect blend of modern luxury and timeless elegance, boasting numerous upgrades that elevate its appeal. As you step inside, you will be greeted by the warmth of new luxury engineered wood flooring (2023), seamlessly flowing throughout the living spaces, creating a cozy and inviting atmosphere. The kitchen, a culinary haven, features top-of-the-line stainless steel appliances and a stylish backsplash that adds a touch of sophistication to the space. Natural light bathes the interior thanks to two new designer glass doors that amplify the sense of openness and provide stunning views of the surrounding landscape and water. Every detail has been carefully considered, from the all-new wood blinds that add privacy and style to the custom window awnings that enhance the home's curb appeal. The newly installed roof (2023), patio (2023), and landscaping (2023) all contribute to the property's freshness and curb appeal. Outside, the newly laid cement patio provides an ideal spot for entertaining or enjoying quiet moments by the water. The upgraded RV power to 50-amp service (2022) and recently extended RV port open possibilities for travel enthusiasts. The home's interior and exterior have been given a fresh coat of paint, creating a clean and modern aesthetic. Additionally, new ceiling fans enhance airflow and add a touch of contemporary design to each room. Practical updates, such as new tie-down straps (2022), ensure the home's structural integrity. The attention to detail and commitment to quality craftsmanship are evident throughout this property, making it a true turnkey and move-in-ready residence. A One-Year Home Warranty will be included with the purchase. Discover a lifestyle of comfort, style, and modern convenience at your private oasis. This is more than a home; it's an invitation to indulge in the finest features and luxuries Mount Olive Shores offers. This community is just minutes from I-4 and gives you quick access to local theme parks and attractions, retail, medical facilities, major metro areas, and local beaches. Mount Olive Shores is a Class A Motor Home, Deed Restricted Community. You must own or lease a Class A Motor Home the first year of accumulated residency. The annual HOA fee includes lawn maintenance. Don't miss the opportunity to make this exquisite property your own!

Features

  • Amenities: Clubhouse, Gated, Other
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1993
  • Garage: RV Carport
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,604
  • Acreage: 0.29
  • Est. Taxes: $2,706
  • HOA Fee: $1,188 Annually
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: P4932287
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/P4932287/5118islandviewcirclen_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/13/2024 11:17:09 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 813-784-5968

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5118 Island View CIRCLE N, Polk City, FL, 33868

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $226 $226 $226
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,632 $1,590 $2,017
Total Monthly Payment $1,933 $1,891 $2,318

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.