404 Palmola STREET, Lakeland, FL, 33803 | $899,000

Beautiful single story home located 3 houses from Lake Hollingsworth.
This charming and renovated brick home boasts 3 bedrooms and 2 bathrooms in the interior of home, as well as a guest house with electrical, plumbing, and a mini split AC unit that can be used as an additional bedroom. The updated spacious kitchen is a cooks dream, and the primary suite has undergone significant upgrades under the current owners. The floor plan is split for additional privacy for guests. All bedrooms contain large closets for storage. There are multiple living areas, which contain hardwood flooring and the primary living room boasts a wood burning fireplace. The laundry room has undergone renovation as well. The spacious yard is well maintained with updated landscaping, creating an oasis of a view from the deck off the primary suite. There is also an additional full bathroom and extra storage located in the 2 car carport, as well as a half bath near the back door. The roof is 2022 and additional foam insulation has been sprayed to maintain a cool temperature at all times. This home is close enough to Lake Hollingsworth to boast Lake views from the sunroom, and its historic charm with modern amenities makes it a rare find. Centrally located in the heart of Lakeland close to the Polk Parkway, Florida Southern, Downtown, and many shops and restaurants. Schedule your showing today!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Year Built: 1940
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,123
  • Acreage: 0.5
  • Est. Taxes: $11,829
  • Elem. School: Dixieland Elem
  • Middle School: Southwest Middle School
  • High School: Lakeland Senior High
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: L4947334
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/L4947334/404palmolastreet_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 2:06:38 AM)
Listing courtesy of PAIGE WAGNER HOMES REALTY   Phone: 321-749-4196

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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404 Palmola STREET, Lakeland, FL, 33803

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.406% 6.762% 6.830%
Monthly Tax Payment $986 $986 $986
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,665 $4,605 $6,315
Total Monthly Payment $5,743 $5,683 $7,393

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.