$10, 000 Seller Closing Cost Concession w/ Full Price Offers! Welcome to this stunning and spacious 5-bedroom, 3-bathroom home in South Lakeland's Oakford Estates Ph 2, The versatile 5th bedroom can easily be transformed into a personal office or a cozy den. Boasting nearly 2, 900 sq ft of living space, this Move-In-Ready property features an open floor plan with a formal living and dining area, a generous family room, and a kitchen that overlooks the breakfast nook. Enjoy additional living space with an enclosed porch and an open deck, perfect for daily living and entertaining, The kitchen is beautifully appointed with stainless steel appliances, reface the kitchen cabinets, granite countertops, a stylish backsplash, and a newly upgraded faucet and water filter. The master suite includes a walk-in closet, a garden tub, a separate glass-enclosed walk-in shower, dual sinks, and a vanity, Recent upgrades enhance the home's appeal, including a new roof (2023) with a 25-year warranty, an upgraded A/C unit with a HEPA filter and UV lighting, and luxury vinyl flooring throughout (2021), eliminating carpet. The spacious glass-enclosed porch offers additional living space, and the composite deck overlooks a fenced yard and pasture with trees. The property also features a screened front porch and mature landscaping, Additional highlights include an indoor laundry room, an oversized 3-car garage with an epoxy finish, and a smart irrigation system. Recent improvements also include a water softener with conditioner (2021), a new Samsung refrigerator (2021), a Google Smart Thermostat, a Google doorbell camera, smart door locks, and new front outdoor lights, Set on an oversized lot with a backyard overlooking a conservation area, this fully fenced property is ideal for entertaining or enjoying Florida’s beautiful weather. Conveniently located near shopping (including Publix), restaurants, medical facilities, and major highways, with very low annual HOA fee of $250 and no rear neighbors, this home is a must-see. Call now to schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,443 | $3,136 |
Total Monthly Payment | $2,972 | $2,941 | $3,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.