Welcome to 70 Ripple Lane, upon entering your 4Br, 2. 5Ba Expanded Ranch, you will be greeted by an inviting foyer, leading to a bright and airy home. This home boasts a kitchen which consists of white cabinets, newer appliances, pergo flooring, which is throughout the first floor. Enjoy your living room with a wood burning fireplace for those cozy nights at home. The first floor also consists of a den/office, large full laundry room, half bath, and a OSE, huge primary bedroom suite with a large walk in closet, full bath with a large walk in shower stall. Journey to your second floor which consists of access to backyard, 3 bedrooms and a full bath, 3rd bedroom can be converted from a kitchen to a bedroom. Possible mother daughter with permits. House features a brand new boiler, 9 year old roof, leased solar panels, in-ground sprinklers, 4 air conditioner wall units, spacious fenced in backyard plus private access to the 2nd floor from the rear, 8X10 shed. House is conveniently located to stores, parkways, buses, ISLAND TREES SCHOOLS, If you are looking for a home in this area this is a must see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $1,094 | $1,094 | $1,094 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,706 | $3,610 | $4,621 |
Total Monthly Payment | $4,892 | $4,796 | $5,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.