FANTASTIC NEW LISTING in the beautiful and quaint community of Long Lake Ranch. This wonderful home is situated on the corner lot and as such has more land around, on a side and in the back, and you are greeted by a nice front porch. . . perfect for holiday decorations or plants! The spacious and efficient floor plan offers 3 bedrooms and 2 full bathrooms. You are invited to enjoy the lifestyle of ease and tranquility. The home is practically brand-new with a gorgeous white kitchen open to the family room. Perfect for entertainment of guests or family gatherings! Beautiful stainless-steel appliances. Elegant luxury vinyl plank throughout the main area (the sellers offer credit for carpet replacement in the bedrooms). The primary bedroom is equipped with a large walk-in closet and a spacious bathroom with dual sinks and a walk-in shower. Two additional bedrooms are in a different wing, offering privacy and comfort for the family members. Large patio and a yard in the back is perfect for the kids or your furry friends! SOLAR panels (paid off and part of the property) would ensure your electric bills are economical, too! As a resident of Long Lake Ranch, you’ll have access to a wealth of amenities, including a sparkling pool, tennis courts, playground, basketball court, and a sprawling lake – providing endless opportunities for outdoor enjoyment and socializing with neighbors. All that this home needs is a family to put its loving personal touches to make it their home. Come, fall in love, make it your home. . . .
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Our Executive Mortgage Banker:
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $615 | $615 | $615 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,542 |
Total Monthly Payment | $3,500 | $3,465 | $4,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.