12 Hilltop Terrace, Rutland City, VT, 05701 | $444,000

This Contemporary single level home is characterized by a generous use of windows for natural lighting and a highly functional, open floor plan. With 2, 500 square feet the home offers great features such as a stone fireplace, wood floors, sun room, and a partially finished basement. The open floor plan features the kitchen and 28' living room that welcomes gatherings and is heated and cooled by centrally located heat pump. The kitchen is designed with black granite countertops, tile backsplash and stainless steel appliances. Totaling three bedrooms, 3-baths, the home includes 2 newly renovated bathrooms and a primary bedroom with a private bath. The newly finished basement features an office which is sound proofed, and a large space that can be used for a multitude of uses, think family room or workout area. In addition the basement offers a separate storage room, plenty of room for a workshop and more great storage options. The extras include: brand new Buderus boiler, updated electrical in the basement and owned solar panels. The 2-car garage, offers storage and a workbench area. This well maintained home sits on a landscaped lot that includes stonewalls, new deck, perennials, pollinator garden and vegetable gardens, patio, fully fenced back yard with privacy. Located in Woodland Heights Development, close to hiking and skiing, in convenient Rutland City location.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 2 three-quarter
  • Style: Single Level
  • Year Built: 1986
  • Garage: 2-car Garage
  • Heating: Solar,Baseboard,Heat Pump,Multi Zone
  • Cooling: Mini Split
  • Basement: Bulkhead,Concrete Floor,Full,Partially Finished,Stairs - Interior,Storage Space
  • Approx Sq. Feet: 2,488
  • Acreage: 0.34
  • Est. Taxes: $8,089
  • Lot Desc: City Lot,Landscaped,Level,Slight,Neighborhood
  • Elem. School: Rutland Northeast Primary Sch
  • Middle School: Rutland Middle School
  • High School: Rutland Senior High School
  • MLS#: 5023154
  • Website: https://www.raveis.com
    /prop/5023154/12hilltopterrace_rutlandcity_vt?source=qrflyer
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Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-774-7007
Listing Agent: Karen Heath

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NMLS Mortgage Loan Originator ID 793093

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12 Hilltop Terrace, Rutland City, VT, 05701

$444,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $355,200 $355,200 $355,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $674 $674 $674
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,363 $2,333 $2,995
Total Monthly Payment $3,112 $3,082 $3,744

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.