3016 Montgomery DRIVE, Port Charlotte, FL, 33981 | $414,900

Come see why people are always smiling in Gulf Cove (Port Charlotte, FL)! This 3 bedroom / 2 bathroom / 2 car garage home with inground heated POOL and shed shouts sunshine. The covered screened front porch allows you to leave the front door open and let the sea breeze blow through the home. Step into the foyer and look straight through the expansive living room – with vaulted ceiling, impact-resistant skylight, a wall of beautiful, new multi-paned sliding glass door, and stainless steel extra-large ceiling fan - to your glistening pool. The kitchen has been updated with soft-close wood cabinets, rollouts, stone counter tops and new appliances. You have two rooms adjacent to the kitchen which could be dinette, dining, office, or an additional family/sitting room; one has access to the pool area and the other is super roomy and bright at the front of the home. The primary bedroom is carpeted, also with access to the pool area. It has a huge 6’ x 11’ walk-in closet and a nicely updated bathroom with dual stone-top vanity, an impact skylight and nicely tiled walk-in shower. The two other bedrooms are located privately on the far side of the home, both with new carpet, large closets and a convenient full bathroom with dual stone vanities. The pool area is awesome with a 12 x 17 covered area and extra space to sunbathe, or float in your heated saltwater (preferred by many!) pool. The back yard is fenced, so your pup can roam safely. This is a corner lot, at just over ΒΌ acre, located in the boating community of Gulf Cove. Join the Property Owner Association for a low annual fee and pop your boat in the water at the private community boat ramp. Walk, bike and run up and down the neighborhood waterfront streets. This home did not have any flood damage from the storm; flood insurance is reasonable and can be assumed by the new owner. This home features a: NEW ROOF, new SLIDING GLASS DOORS, IMPACT windows & skylights, accordion HURRICANE SHUTTERS for the lanai, a convenient 4x6 SHED alongside the home, IMPACT-RESISTANT garage door and entry code box, REMODELED KITCHEN, new APPLIANCES, new POOL HEATER & salt system, EPOXY FLOOR in the garage, and more! This lovely home in paradise is ready for your immediate occupancy. Call to see it today!

Features

  • Amenities: Park, Playground
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 125 x 95
  • Laundry: Laundry Room
  • Year Built: 1987
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,687
  • Acreage: 0.27
  • Lot Size: 125 x 95
  • Est. Taxes: $3,341
  • HOA Fee: $75 Annually
  • Lot Desc: Corner Lot, Oversized Lot
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: D6139189
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/D6139189/3016montgomerydrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 9:33:04 PM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-473-7750

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3016 Montgomery DRIVE, Port Charlotte, FL, 33981

$414,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,920 $331,920 $331,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,208 $2,180 $2,799
Total Monthly Payment $2,561 $2,533 $3,152

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.