37201 Oak LANE, Umatilla, FL, 32784 | $324,900

Lakefront 3/2/1 home with full two car garage and No HOA!!! Live your best life in the solid concrete block home and enjoy the covered front porch you've always dreamed of having along with an extra wide concrete driveway which allows for plenty of parking. Obtaining a four-point inspection will be a breeze on this home as roof has just been replaced along with five skylight domes and all other items are up to date on this well cared for home. Situated on 1/3 acre lot with plenty of room for children to play in the front yard and back yard which is completely fenced with some shade trees, native plants and a 10X20 shed complete with electric and tools! Next to it there is a small lean-to for lawn mower or small toy storage on side of shed. Come inside and fall in love with the lake views from many rooms inside the home including office, kitchen, family room and master bedroom with an extraordinarily large fixed glass window that allows for incredible backyard and lake views!!! You will love the large amount of storage throughout the entire home including the kitchen and floor to ceiling closets in all of the bedrooms and even a SECRET CABINET in the hallway that locks!! The interior offers three bedrooms, all with ceiling fans and two full baths (both have large skylights) along with an additional half bath off laundry room/garage for easy wash off after a day working or playing in this large yard. Some vintage touches still remain with this late 1960's beauty that are sure to please like the terrazzo flooring on 22' X 10' covered porch. The kitchen which overlooks the lake offers a large pass-through window with ample counter space onto the back porch. The vinyl windows and ceiling fan make the porch a perfect space for easy entertaining all year round, and a patio door allows easy access to the back yard. Also, the kitchen boasts an incredible amount of storage space, newer Bosch dishwasher and a new microwave. The wood burning stone fireplace in the family room is the focal point and is the perfect backdrop to any decorating style. Come and see what peaceful living is all about with low electric bills, over-the-air T. V. , privacy galore and a back yard to enjoy nature at its finest. The garage offers two automatic garage door openers, coded access panel on exterior for easy garage entry, full attic storage along with an extraordinary amount of shelving, cabinets, pegboard for a world of equipment and tools! With a little planning, there is a possibility for small garage apartment with private rear entry if washer/dryer is relocated into garage as existing half bathroom already exists and water for small kitchen where W & D currently are. See this gem today and see what living in Lake County is all about.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 59 x 136
  • Laundry: In Garage, Other
  • Year Built: 1968
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,733
  • Acreage: 0.18
  • Lot Size: 59 x 136
  • Est. Taxes: $1,341
  • Lot Desc: In County, Landscaped, Oversized Lot
  • View: Garden, Water
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: O6259156
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/O6259156/37201oaklane_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 7:17:08 PM)
Listing courtesy of WATSON REALTY CORP   Phone: 352-536-6530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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37201 Oak LANE, Umatilla, FL, 32784

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $112 $112 $112
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,729 $1,707 $2,192
Total Monthly Payment $1,916 $1,894 $2,379

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.