Impressive WATERFRONT pool home located in desirable deed restricted BURNT STORE ISLES, a community that offers water access as well as Golf at Twin Isles Country Club. This light and bright home offers an open and split bedroom floor plan with 3 Bedrooms, 2 full Bathrooms, attached 2 Car side entry Garage, Great Room, well appointed Kitchen, Den/Office, Inside Laundry Room. The Kitchen features white wood cabinets, lovely quartz counters, breakfast bar, built in desk, pantry closet and large Dining Area overlooking the pool and water. Appliances include stainless refrigerator, stainless dishwasher, built in microwave and oven/range. The Kitchen opens to the Great Room with cathedral ceiling, tile flooring, lots of built in shelving for your books and collectibles and sliding glass doors to the Lanai. There is an office/den off the Great Room with a transom window over the entry, luxury vinyl plank flooring and a large window. The Inside Laundry Room has a washer, dryer, sink and cabinets. The spacious Master Bedroom suite offers a walk in closet, lanai access via sliding glass doors, double tray ceiling and private bathroom with dual sinks, walk in shower and separate garden tub. There are two generous sized guest bedrooms with double closets and the guest bathroom has a large walk in shower. Your living space extends via sliding glass doors to the screened Lanai area. There is a heated, inground swimming pool, covered area, paver deck, lots of room for sunbathing and picture window lanai screening for a fabulous unobstructed LONG CANAL VIEW. Continue down the paver walkway to the waterfront with 43 foot concrete seawall (maintained by the city of Punta Gorda), paver walkway to 15x7 concrete dock and 10, 000 lb boat lift. SAILBOAT ACCESS to Charlotte Harbor and on to the Gulf of Mexico. Other features include: hurricane shutters, double entry front doors with transom window, irrigation system, stamped concrete driveway and walkway, manabloc plumbing, security system, barrel tile roof. *** NEW ROOF 2024. . . . NEW POOL CAGE 2024. . . . NEW MASTER BATH SHOWER 2024*** Utilities are city water and sewer. NO mandatory HOA. This home is 2 minutes from Golf and 10 minutes to Fishermen's Village and historic downtown Punta Gorda shopping, dining, medical care, walking and biking paths, waterfront parks, boat ramps, fishing piers, art galleries, weekend events, weekend farmers markets, Charlotte Harbor Event Center and more! This is a stunning home in a wonderful community!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,145 |
Total Monthly Payment | $4,561 | $4,557 | $5,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.