Welcome to 219 Lugano Way, a masterpiece of sophistication nestled in the heart of the exclusive Riviera Bella community in DeBary, Florida. This stunning 4-bedroom 3-bathroom home combines contemporary elegance with designer finishes and a tile roof. The plank tile floor flows throughout the living room, kitchen, and 3 bedrooms. Custom molding has recently been installed. Enjoy a gourmet-chef’s kitchen with quartz countertops, state-of-the-art appliances, gas stove, and an expansive island perfect for entertaining. The open floorplan features a large living room flowing into the dining room, kitchen and breakfast nook. The primary bedroom, nestled in the back of the home, has soft carpet floors, an en-suite with dual vanity, shower, garden tub, private toilet closet, and large walk-in closet. 2 other bedrooms are located near the front of the home with a bathroom between them. The 4th bedroom is currently used as an office with desks and shelving, which stays, and has a bathroom off the hall nearby. A full laundry room, which includes smart frontload washer and dryer and sink, plus additional storage space is off the main hallway. The 3-car garage means room for your vehicles and a golf-cart to ride around to enjoy the neighborhood amenities. Enjoy nature on your covered front porch or covered back lanai as you look out over your manicured lawn. No need to worry about rainy days, as French drains are installed. Your HOA covers a community boat ramp to the St Johns River, sparkling pool, fitness center, playground, park, sidewalks, and gated entry. Make your appointment to see your new home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,460 | $3,457 | $4,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.