This charming 2-bedroom, 2-bath unit is situated in the vibrant Mission Hills active 55+ community in Clearwater. The home features several recent upgrades, including a newly remodeled master shower (August 2024), a new gas stove (July 2024), a new garbage disposal (July 2024), and a new front screen door (August 2024), New vinyl flooring and new base boards were just installed 11/20/24 throughout most of the home and new neutral carpet is being installed in the master bedroom. With an open floor plan and split bedrooms, the unit also has an updated Florida Room with new windows and door. For your convenience, there's an in-unit washer and dryer, along with a spacious storage room located right in front of your carport. Relax on the back patio and soak in the Florida sunshine while enjoying the peacefulness of the community. The monthly fee covers the roof, exterior maintenance, landscaping, cable, internet, water, sewer, trash, gas, and all community amenities. Mission Hills offers a friendly atmosphere with beautifully maintained grounds and a variety of amenities, including a large outdoor heated pool, fitness center, library, ping pong and pool tables, shuffleboard, bocce ball, and numerous social events and excursions throughout the year. Whether you enjoy socializing or prefer a quieter environment, this community has something for everyone. Conveniently located near restaurants, shopping, Ruth Eckerd Hall, Phillipe Park, beaches, airports, and more, Mission Hills is an ideal place to call home. Don't miss the chance to visit this lovely property and explore everything the community has to offer.
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Our Executive Mortgage Banker:
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$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,132 |
Total Monthly Payment | $1,090 | $1,089 | $1,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.