Welcome to this charming Ranch-style home nestled in one of Middletown's most sought-after neighborhoods. This well-maintained property sits on a private 0. 2-acre lot, offering a serene retreat with the convenience of city amenities just moments away. As you arrive, you'll be greeted by a welcoming front porch, perfect for enjoying your morning coffee. Step inside to the inviting foyer, leading to a semi-open concept living area that flows seamlessly from the living room to the dining room and enclosed back porch. Hardwood floors span the entire main level, creating a warm and cohesive atmosphere. The abundance of windows fills the space with natural light, enhancing the home's bright and airy feel. The kitchen is a chef's delight, featuring granite countertops, a tile floor, and a matching backsplash. Whether you're preparing a quick meal or hosting a dinner party, this space is both functional and stylish. The main level offers two comfortable bedrooms, including a primary bedroom with an ensuite half bath for added convenience. An additional full bathroom on this level ensures that guests are well accommodated. Downstairs, discover a freshly finished recreational space that offers endless possibilities for entertaining, relaxation, or a home office. This lower level also includes a third bedroom and another full bathroom, providing a private retreat. One of the highlights of this home is the enclosed back porch/office area, which opens to an expansive back deck. This outdoor space is perfect for barbecues, entertaining, or simply enjoying the privacy of your fenced-in backyard. With 1, 328 square feet on the main level and 920 square feet on the lower level, this home offers a total of 2, 248 square feet of comfortable living space. The property also features a paved driveway and a convenient one-car attached garage. This home is equipped with municipal water, sewer, and natural gas, ensuring modern convenience and low maintenance. Located in a quaint neighborhood, 3 Allerton Ave offers a peaceful suburban lifestyle while being close to Middletown's shopping, dining, and public transportation options. It's an ideal location for NYC commuters, with easy access to Route 17 and just a 10-minute drive to the train or bus station. Don't miss the opportunity to make this charming home your own. Schedule a viewing today and experience all that 3 Allerton Ave has to offer! ConstructionDescription: Vinyl Siding, ExteriorFeatures: Rain Gutters, Flooring: Ceramic Tile, InteriorFeatures: Open Floorplan, Recessed Lighting, Storage, LotFeatures: Back Yard, Front Yard, Landscaped, PatioAndPorchFeatures: Covered,
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $778 | $778 | $778 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,977 | $2,975 | $3,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.