HIGH & DRY. . . BEAUTIFULLY UPDATED. . . TRUE FLORIDA LIVING. . . . Welcome home to 3873 21st Ave N in St. Petersburg! Completely unaffected by the recent hurricanes, this high-and-dry 3BR/3BA ranch-style home has all of the space you could ever need! Walking up to the newly screened in porch, you may picture yourself enjoying your morning tea/coffee. The home is warm and inviting with its original wood flooring, plenty of natural light, modern updates, and hand-plastered finishes. The layout in the home is both functional and conducive to entertaining both inside and out. With two ensuite bathrooms and a full guest bathroom, this home boasts plenty of space and privacy for everyone. The 2010 addition onto the back of the property allows for 1, 970 square feet of living space, which is a rare find in this part of St. Pete. The large primary suite boasts dual closets and dual sinks in the bathroom as well. Like to tinker? The oversized one-car garage certainly feels bigger than the norm and is ready for the best of shop workers with plenty of space to work freely and extra room for tools. The exterior of the property is well-designed with mostly xeriscape (low/no watering) features such as beautiful trees and native landscaping, so visual appeal is high while the maintenance is low. There is also a raised garden area ready for your veggies and herbs! Just 12 minutes from the beach and 7 minutes from downtown, this true Florida retreat will have you feeling close to everything but away from it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,379 | $3,376 | $4,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.