Own a Full Duplex (104 & 106) & NO HOA. Each side is a 2-bedroom, 2-bath with 936 SF per side, located in a quiet Winter Park neighborhood. This property needs nothing and is in total cruise control. This area is highly desirable, with great schools and convenient access to everything. All critical systems, such as plumbing, HVAC, Water Heater, appliances, and roof, are in excellent shape and still have long life expectancies per a recent 4-pt Inspection. **Unit #104 Features: **- Neutral color ceramic tile flooring throughout. - Spacious great room measuring 13' x 20' with a cathedral ceiling, ceiling fan, and skylight. - Large master bedroom (12' x 14') featuring a cathedral ceiling, ceiling fan with light, private master bath with shower, and a large closet. The second guest bedroom/office (12' x 12') has a cathedral ceiling, a ceiling fan with light, and a large closet. It is located next to the second full bath with a shower/tub combination. - Indoor laundry room with storage that includes a washer and dryer. - Additional storage available in two closets. **Energy Efficiency: **- Newer 16 SEER energy-efficient A/C system. - Good insulation and energy-efficient water heaters contribute to low power bills. **Outdoor Features: **- Rustic 10' x 12' screened porch, equipped with a ceiling fan and light, includes a lockable 4' x 5' storage closet. - Private 2-car driveway with a carport. **Unit #106 Features: **The foyer, kitchen, and bathrooms have been beautifully remodeled, featuring genuine Travertine stone floors. Throughout the home, you'll find stunning Acacia wood flooring finished with 5-inch baseboards that create a high-end look. Both the master and guest bathrooms have been completely updated with Travertine stone flooring, new vanities, Corian countertops, and water-conservation toilets. The spacious great room boasts a cathedral ceiling and a skylight. The large master bedroom measures 12' x 15' and also features a cathedral ceiling, a ceiling fan with light, its own private bathroom, and a generous closet. The large guest bedroom is 12' x 12' and includes a cathedral ceiling, a ceiling fan with light, and a sizable closet. The indoor laundry room offers extra storage, complemented by two additional storage closets. The kitchen has new countertops and a sink, enhancing its functionality. A Trane 16 SEER energy-efficient A/C system and an energy-efficient water heater keep power bills low. For outdoor relaxation, there is a rustic 10x12 screened porch equipped with a ceiling fan and light, which includes a lockable 3x4 storage closet. A 6-foot wooden fence ensures complete privacy, and the property features a two-car private driveway. The exterior has been freshly painted to enhance curb appeal.
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$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $4,040 |
Total Monthly Payment | $3,599 | $3,596 | $4,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.