Your dream retirement home awaits! Step into a life of ease and enjoyment in this beautifully updated 2-bedroom/2-bathroom single-family pool home located in Highland Lakes; Palm Harbor’s premier active adult community. Nestled in a non-evacuation zone, per Pinellas County Property Appraiser and in Flood Zone X, per FEMA, this home offers tons of convenience and is just minutes from the sparkling shores of Lake Tarpon and world-class Gulf beaches.
This thoughtfully updated home is ready for you to move in and start living the good life. The private backyard is a serene retreat, featuring beautiful landscaping, two fenced sides for added privacy, and a screened lanai overlooking the sparkling pool, which was redone at the end of 2023. Inside, the kitchen was fully remodeled in 2019 with modern finishes and functionality in mind, while the spacious primary suite boasts a remodeled bathroom and a new walk-in closet. Additional updates include new windows and doors (2020 & 2023), an updated electric panel (2019), propane tank installation (2019), HVAC system (2016), and a shingle roof replaced in 2015. The attached 2-car garage comfortably accommodates both a vehicle and a golf cart—an essential feature, as golf carts are welcomed throughout the community. This property has propane and is plumbed for a propane fireplace in the living room, dryer, and range. The range hood in the kitchen vents to the exterior. Washer and dryer will remain!
Highland Lakes offers an unparalleled lifestyle designed for active adults. Golf enthusiasts will love the three executive golf courses with no green fees. Stay active with amenities like tennis, shuffleboard, bocce ball, and pickleball, or enjoy year-round relaxation in the heated and cooled pool at the clubhouse. The Lodge on Lake Tarpon adds another layer of luxury with a second pool, a fishing pier, picnic facilities, and free storage for your RV or boat. The community’s pontoon boats are scheduled for outings to some of Lake Tarpon’s favorite restaurants for lunch and dinner, adding extra fun to your lifestyle. The social scene is vibrant with activities ranging from arts and crafts to billiards, cards, and entertainment events.
This isn’t just a home—it’s the lifestyle you’ve been waiting for. Don’t miss your chance to join this incredible community and live the life you deserve. Call today to schedule your private tour!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $404,000 | $404,000 | $404,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,688 | $2,685 | $3,464 |
Total Monthly Payment | $3,073 | $3,070 | $3,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.