Welcome home to this MOVE-IN ready, pool home located in the highly sought after community of River Oaks Plantation. Enjoy evening walks along the community dock overlooking the beautiful sunset on the St. Johns River. The combination of elegance and casual living makes this home great for relaxation or entertaining guests with an abundance of natural light and exquisite features including custom crown molding, wood-look tile throughout, wood-burning fireplace, plus a formal living and dining room. The kitchen features 42'' white cabinets, granite countertops , stainless SSt appliances and recessed lighting. The spacious owner's suite has his and her closets, a bay window and access to the covered lanai overlooking the pool. The 5th bedroom is located upstairs with its own bath. Entertain year round with the salt-water, heated pool complete with a screened-in enclosure. In addition to River Oaks Plantation community pool and dock, enjoy resort-style amenities of Julington Creek Plantation that cater to an active lifestyle, including a state-of-the-art fitness center, basketball and volleyball courts, recreational pool with slide, lap pool, and a welcoming clubhouse for community gatherings. This home is conveniently located in the St. Johns County School district and close to 9B, I95, Durbin Town Center, and an abundance of restaurants. This beautiful gem combines modern finishes, thoughtful design, and a coveted location. It's more than a house - it's a place to call home. Don't miss this opportunity and schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $4,232 | $4,229 | $5,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.