Welcome to 381 Decatur Street, a newly renovated two-family townhouse in the heart of the historic Bedford-Stuyvesant neighborhood. Blending classic charm with modern amenities, this home offers a seamless fusion of historic character and contemporary comfort. Boasting high ceilings and oversized windows with both northern and southern exposures, the space is flooded with natural light throughout the day. The home spans four levels, including a spacious garden-level studio unit and a finished cellar. The parlor floor features an open-concept living and dining area, showcasing stunning exposed brick. Toward the back, you'll find a stylish powder room, a sleek custom kitchen with top-of-the-line Fisher & Paykel appliances, and a private deck that leads to the expansive garden—perfect for outdoor relaxation. The space is also equipped with a Bluetooth sound system, allowing you to enhance the atmosphere with ease. Upstairs, the primary bedroom offers tranquil garden views through large windows, complemented by two additional bedrooms and two full bathrooms. The finished cellar provides a versatile recreation room and an additional half bath, ideal for use as a home gym or extra storage. The garden-level studio spans the entire length of the townhouse and includes several alcoves, offering plenty of options for home offices, creative spaces, or extra living areas. It’s perfect for guests or as a potential rental unit. Located on the picturesque tree-lined Decatur Street, surrounded by classic brownstones, this home is just steps from the vibrant offerings of Malcolm X Boulevard. Explore local favorites like Trad Room, Brooklyn Residency, and Chez Oskar for dining, or grab a coffee at Milk & Pull or Passionfruit Coffee. For drinks and entertainment, check out Turtles All the Way Down and Therapy Wine Bar. Conveniently situated near the C and A subway lines, commuting to both Brooklyn and Manhattan is a breeze. And for those who travel frequently, JFK Airport is just a 30-minute drive away. With its blend of modern elegance and historic appeal, 381 Decatur Street is a true gem in one of Brooklyn’s most sought-after neighborhoods. Don’t miss the opportunity to make this stunning townhouse your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,800,000 | $1,800,000 | $1,800,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,220 | $11,230 | $15,068 |
Total Monthly Payment | $10,345 | $11,355 | $15,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.