Located just a short distance from downtown New Rochelle, this recently updated 6-bedroom, 2-bathroom home seamlessly blends classic charm with modern updates, all with the added benefit of low taxes. The first floor boasts original hardwood floors, a spacious formal dining room, a cozy living room with a fireplace, and an updated kitchen featuring stainless steel appliances. The second floor offers four well-sized bedrooms and a full bathroom, with potential for further updates. The top floor adds versatility with two additional bedrooms and a second full bathroom. The home has been freshly painted, and numerous updates have been made, enhancing its appeal. A toilet room in the basement complements the storage space offered on the lower level. This charming home provides a wonderful combination of character, space, and proximity to downtown conveniences. Call us today to arrange a private viewing this opportunity won't last long! Appliances: Gas Cooktop ConstructionDescription: Stucco,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,205 | $4,200 | $5,419 |
Total Monthly Payment | $5,297 | $5,292 | $6,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.