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435 S VILLA SAN MARCO Drive, #301, Saint Augustine, FL, 32086 | $200,000
This cozy top-floor condo offers the perfect blend of comfort, convenience, and charm in a peaceful and well-maintained community just ten minutes from the beach. Filled with natural light, the interior boasts some modern updates, including newer stainless steel appliances, a recently updated air conditioning system, and freshly painted walls (as well as a screened-in porch for outdoor enjoyment). Newly installed LED fans and lighting fixtures, as well as having no carpet throughout, add a touch of contemporary elegance and energy efficiency. Residents of this community enjoy a pool and fitness center while benefiting from low HOA fees that have never increased during the current ownership. The HOA also covers water, sewer, and trash collection, making monthly expenses straightforward and manageable. The association maintains substantial reserves, providing peace of mind for the future. As an investment, this property is exceptional. It has been a reliable long-term rental for nearly two decades, with no more than a week of vacancy at any point. This track record, combined with the property's condition and proximity to the beach, makes it an excellent choice for investors or anyone seeking a low-maintenance home. Situated in a tranquil yet accessible location, the condo is close to anything you might need or want. Schedule your private tour today to take a look!
Features
- Parking: Parking Lot
- Heating: Central
- Cooling: Central Air
- Amenities: Fitness Center, Trash, Water
- Rooms: 2
- Bedrooms: 1
- Baths: 1 full
- Complex: Villa San Marco
- Year Built: 2004
- Common Charge: $185 Monthly
- Approx Sq. Feet: 760
- Est. Taxes: $1,615
- View: Trees/Woods, Other
- Elem. School: Osceola
- Middle School: Murray
- High School: Pedro Menendez
- Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Trash Compactor, Washer
- MLS#: 2058033
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/2058033/435svillasanmarcodrive_saintaugustine_fl?source=qrflyer
Listing courtesy of GAILEY ENTERPRISES LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
435 S VILLA SAN MARCO Drive, #301, Saint Augustine, FL, 32086
$200,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $135 | $135 | $135 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,372 |
| Total Monthly Payment | $1,274 | $1,273 | $1,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388