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3281 Mcmath DRIVE, Palm Harbor, FL, 34684 | $349,900
Highland Lakes is high & dry and this duplex home with a double garage is a great buy! Enjoy resort style living in Palm Harbor's premier 55+ golf and lakefront community. This larger plan includes a bonus room perfect for home office or studio. You'll love the split bedrooms and soaring vaulted ceilings and you'll appreciate the new roof, updated energy efficient windows, almost new Carrier HVAC system, and newer appliances. A 4 Point Inspection for Homeowner Insurance was just completed and may be transferred to the new owner. The master suite is spacious with especially generous closets and a large en suite. The kitchen offers room for casual dining, a sunny window & plenty of cabinet & pantry storage. One of the best features is the double width garage - plenty of room for your vehicle, golf cart, tools, and beach gear. Duplex Village II is a well maintained sub HOA of Highland Lakes. It's budget-friendly also - the low monthly fee of $159 includes cable TV & internet, lawn service, irrigation water & sprinkler maintenance, trash & recycling removal and pest control. Your pet dog or cat is welcome here too. Highland Lakes offers amazing amenities and you will like the friendly country club atmosphere. Residents enjoy free golf on 3 private executive courses and free RV or boat storage. The huge clubhouse & the Lake Tarpon Lodge are the venues for a full calendar of entertainment, social events, health programs, and fitness classes. There are tennis and pickleball leagues and beginner clinics. The Arts and Crafts Annex has a full wood shop and art studios. Enjoy the quality of life benefits of living within minutes of world-class beaches, great restaurants & shopping, exciting pro sports, rich cultural resources, two international airports, and excellent medical services in a community safely above the flood plain. Buy now, and you can qualify for homestead exemption tax discount in 2025.
Features
- Amenities: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Style: Ranch, Traditional
- Year Built: 1983
- Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,472
- Acreage: 0.09
- Est. Taxes: $1,949
- HOA Fee: $159 Monthly
- Lot Desc: Landscaped, Level, Near Golf Course, Near Public Transit, Sidewalk
- View: Garden
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8323364
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8323364/3281mcmathdrive_palmharbor_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3281 Mcmath DRIVE, Palm Harbor, FL, 34684
$349,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $162 | $162 | $162 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
| Total Monthly Payment | $2,099 | $2,097 | $2,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388