Step into this beautifully remodeled bungalow-style home in the highly sought-after Allendale Terrace neighborhood, perfectly situated in a non-flood zone with no prior damage from Hurricanes Helene or Milton. This solid block home has been updated inside and out, offering modern comforts and timeless charm. The interior boasts a completely open floor plan with fresh paint throughout and new luxury vinyl flooring. The bright and airy living and dining areas flow seamlessly, creating the ideal space for relaxation or entertaining. The brand new kitchen is a true highlight, featuring sleek quartz countertops, stainless steel appliances, a stylish tile backsplash, and a convenient breakfast bar for casual dining. There are two spacious bedrooms and a fully updated bathroom, providing comfortable living for all. Enjoy the added convenience of an inside laundry room, making chores a breeze. The home has been thoughtfully upgraded with a brand new roof, brand new HVAC, new doors and windows, and stylish new light fixtures throughout. The extended rear driveway with alley access and covered parking ensures ample space for vehicles, while the easy-care exterior includes freshly painted surfaces and new landscaping.
Located just minutes from the vibrant downtown St. Pete, you’ll love the proximity to the 4th Street corridor, with shops like Trader Joe's, Fresh Market, Whole Foods, and Publix, as well as a variety of fantastic restaurants. This charming bungalow combines modern upgrades with classic appeal, offering a move-in ready home in a prime location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $2,795 | $2,792 | $3,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.