YOU KNOW HOW THE STORY ENDS "AND THEY LIVED HAPPILY EVER AFTER!" THAT WILL BE YOUR SENTIMENTS WHEN MOVING INTO THIS CHARMING HOME LOCATED IN THE TWIN LAKES AT CHRISTINA HOME! THIS HOME IS CENTRALLY LOCATED 15 MINUTES TO DOWNTOWN LAKELAND OR 40 MINUTES TO THE CULTURAL DOWNTOWN TAMPA AREA OR 45 MINUTES TO ALL OF THE DISNEY ATTRACTIONS OR PERHAPS ABOUT AN HOURS DRIVE TO BEAUTIFUL SANDY FLORIDA BEACHES! ENTER THS COZY COMMUNITY THRU THE SECURITY GATES! FANTASTIC 3 BEDROOM SPLIT FLOOR PLAN WITH 2 FULL BATHROOMS AND 2 CAR SIDE ENTRY GARAGE! WORRY FREE NEWER ROOF INSTALLED IN 2019 AND NEW HVAC INSTALLED 2024 WITH TRANSFERABLE WARRANTY! FRESHLY PAINTED ON THE EXTERIOR AND THE INTERIOR! ENTER YOUR LIGHT & BRIGHT HOME THRU THE INVITING FOYER TO YOUR ENORMOUS GREAT ROOM WITH HIGH CEILINGS! SPACIOUS KITCHEN WITH LOTS OF CABINETRY, NEWER STAINLESS APPLIANCE PACKAGE, CLOSET PANTRY, BREAKFAST BAR WITH PASS THRU TO THE GREAT ROOM AND YOUR DINING AREA! MASTER SUITE IS LARGE WITH EN-SUITE PRIVATE BATH AND TUB WITH SHOWER AS WELL AS DUAL SINKS AND WALK-IN CLOSET WITH BUILT-INS! THE OTHER SIDE OF THE HOME YOU'LL FIND YOUR 2 OTHER BEDROOMS AND FULL SIZE HALL BATH! WONDERFUL STORAGE OR UTILITY CLOSET IN HALL! HAVE YOU EVER ENJOYED THE CHORE OF LAUNDRY? YOU WILL NOW. . . THIS HUGE LAUNDRY ROOM HAS PLENTY OF CABINETRY AND A FOLDING COUNTER TO MAKE THE JOB A BREEZE! KITCHEN & BATHS FEATURE CERAMIC TILE FLOORING WHILE THE REST OF THE HOME IS STYLISHLY ENHANCED WITH PLANK STYLE FLOORING! STEP OUTSIDE TO YOUR GIGANTIC BACKYARD THAT IS COMPLETELY FENCED WITH WHITE VINYL FENCING AND YOUR REAR OPEN PATIO FOR GRILLING! IMAGINE LIVING IN A MAINTENANCE FREE COMMUNITY WHERE YOUR AFFORDABLE & MODEST $160/MONTH HOA FEE COVERS YOUR YARD MOWING & MAINTENANCE! NO MORE SWEATING WHILE MOWING THIS SUMMER! ENJOY YOUR REFRESHING COMMUNITY POOL AND CLUBHOUSE THAT ARE RESIDENT USE ONLY WITH PLENTY OF SUN-BATHING AREAS! WALK OVER TO THE DIRECT RESIDENT ACCESS ONLY NATURE AREA FEATURING THE COMMUNITY DOCK FOR FISHING OR PERHAPS LAUNCHING YOUR CANOE OR KAYAK FOR SOME REFLECTIVE TIME ON CLARK LAKE VIEWING THE NATURAL SURROUNDINGS OR THE NATURAL HABITAT INCLUDING BIRDS OF ALL KINDS! THIS WILL BE AN EASY CHOICE TO MAKE. . . LIVING IN AN AFFORDABLE LAKE ACCESS HOME WITH THE RESORT STYLE AMMENITIES THAT YOU WORK SO HARD TO ACHIEVE! COME READY TO MAKE YOUR OFFER TODAY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$327,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $262,320 | $262,320 | $262,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,745 | $1,743 | $2,249 |
Total Monthly Payment | $2,115 | $2,113 | $2,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.