Welcome to this delightful ranch-style home nestled in one of the most sought-after Mount Pleasant neighborhoods. This lovingly updated property with covered front porch offers classic charm and makes it the perfect choice for first-time buyers, downsizers, or anyone seeking the ease of single-level living. This home is bright and airy with large windows, new hardwood floors throughout and a wood burning fireplace. Bonus space in the finished walk out basement, ideal for a home office, gym, or playroom, a well-manicured front yard and inviting curb appeal, a private backyard with a large DECK perfect for entertaining or quiet relaxation. Located within walking distance to the Metro North train station, making your commute a breeze. Don't miss your chance to call this adorable ranch home! Schedule your showing today and envision the possibilities of living in this incredible location. Appliances: Range BuildingAreaSource: Public Records, Flooring: Wood, LotFeatures: Back Yard, Front Yard, Landscaped, PatioAndPorchFeatures: Covered,
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,020 | $1,020 | $1,020 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $4,300 | $4,297 | $5,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.