One or more photo(s) has been virtually staged. Welcome to a resilient and charming 4-bedroom, 2-bathroom home located in the serene River Bend community of Ruskin, FL 33570. This property stands as a testament to durability, having weathered past hurricanes without damage and offering peace of mind with its location outside of any flood zones.
Step inside to discover a thoughtfully designed open floor plan that seamlessly blends style and functionality. The spacious living/dining area combo is perfect for both relaxation and entertaining, while the modern kitchen, equipped with stainless steel appliances and granite countertops, Solid Wood Cabinets, making your culinary interest a true joy. The large island serves as an inviting point for gatherings, making it easy to host family and friends. Like new refrigerator & deep freezer in garage also convey as well as two mounted TV's and the FULL security system! New floors done recently in the living room & dining area.
The primary suite is a private haven, featuring two walk-in closet and an en-suite bathroom with dual vanities and a luxurious soaking tub. The additional bedrooms are generously sized, providing comfort and flexibility for family members or guests.
Outside, enjoy the tranquility of your private backyard, ideal for outdoor activities or simply unwinding after a long day. The River Bend community enhances your lifestyle with amenities such as a clubhouse, swimming pool coming in 2025, fitness center, and playgrounds, ensuring there's always something to enjoy. Community pool is set to be completed next year 2025!! This community enjoy access to various amenities such as a clubhouse, fitness center, a water play area, dog park, two tennis courts, two playgrounds and more.
Conveniently located, this home offers easy access to major highways, making commutes a breeze. Explore nearby attractions like the Manatee Viewing Center and E. G. Simmons Regional Park, or indulge in local dining favorites such as Lazy Gator Ruskin and Southshore Pizza.
This home is not just a place to live, but a sanctuary to thrive. Don't miss your chance to own this exceptional property and embrace the best of Florida living! Low HOA Fees & annual CDD fee is included with taxes
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,465 | $2,463 | $3,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.