Don’t miss your opportunity to own this beautiful, custom-built home in the heart of the city of St. Cloud. Custom details abound in this
immaculate three-bedroom, two-bathroom home. Upon entering the foyer, you are greeted with ten-foot ceilings throughout and beautiful crown molding in the living areas. Vinyl plank flooring covers the living room, dining room, and bedrooms while upgraded ceramic tile can be found in the walkways, kitchen, bathrooms, and laundry room. The kitchen has granite countertops, stainless steel appliances, and a large pantry. The dining room boasts a unique, custom drywall canopied ceiling. The large, screened porch with brick pavers can be reached from the kitchen or living room; it’s the perfect space for grilling and entertaining. The back yard is fully fenced and backs up to a conservation area. Back inside, the master bedroom possesses a walk-in closet, tray ceiling, and the master bathroom has dual vanities, a garden tub, and a large walk-in shower. Additional interior features include linen closets in both bathrooms, whole house security system, central vacuum system, and wiring for intercom and sound system. Additional boast worthy features include upgraded stone and brick façade, water softener, irrigation system, radiant barrier insulation in attic, new water heater in 2024, added additional blown in insulation in January 2022, Taexx built-in pest control system, louvered hurricane shutters on rear windows, and a gutter collection system on rear gutters. Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,778 |
Total Monthly Payment | $2,413 | $2,410 | $3,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.