One or more photo(s) has been virtually staged. Welcome to your own slice of paradise! This spacious 3-bedroom, 2-bathroom home in Palma Sola Shores offers a serene escape.
Relax in your private backyard on the newly paved patio surrounded by lush landscaping, sipping your morning coffee or unwinding with evening drinks while enjoying the tranquil ambiance.
Just steps away, you'll find the stunning Palma Sola Bay. Grab your kayak or fishing gear and head out to explore the water. The community also offers a private dock with a kayak lift, a clubhouse, and a refreshing pool. After you come home utilize the outdoor shower to rinse off before heading inside. Plus, with a low monthly HOA fee of only $245, you'll enjoy the benefits of cable/internet, water, sewer, trash, and common area maintenance. This home is located in flood zone X and flood insurance is NOT required! NO FLOODING FROM HURRICANE HELENE.
The exterior of the home has been recently updated with new siding, a roofover, and stunning landscaping featuring new irrigation, rocks, and pavers. The 8x12 carport provides ample storage space, and the workshop/shed, complete with a sink, is perfect for DIY projects.
The glassed-in lanai, with its new tile flooring, is an ideal spot for entertaining guests. The lanai closet conveniently houses the washer and dryer.
Inside, you'll find plenty of storage, newer vinyl flooring, and updated subfloors. The home boasts front bay windows, new Levolor blinds, a 3-year-old kitchen appliance package, crown molding, and new flooring, tile, tub, and Kohler toilets in the bathrooms. The cedar closets offer additional storage space.
Don't miss this rare opportunity to own a piece of paradise in Palma Sola Shores!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,710 | $1,708 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.