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306 Lovewell St, Gardner, MA, 01440 | $399,900
HANDICAP ACCESSIBLE! Better than NEW is the adorable open concept Ranch! Quality abounds, this home was built by a excellent Local Builder for his own family. When you enter the home your welcomed by the gleaming hardwood flooring and open concept living room with large windows to let the sunlight dance. The dining area overlooks your private deck and nice sized backyard with a large shed adorned with a porch to sit and enjoy the sounds of nature. The kitchen offers lovely white cabinets, subway tile, all SS appliances, under cabinet lights, and the perfect sized breakfast bar for food preparation. There are two Bedrooms & 1. 5 baths, the main bedroom has an en suite with a granite vanity, and a walk in shower. The Basement has lots of room for expansion, complete with a room for canning, or maybe a wine cellar, and a walk-out door to the outside, for easy access. A Perfect Starter Home or, a Retirement Home without the costly park fees! Open House Sunday, 11-24-24 - 11: 30-1: 00PM.
Features
- Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Handicap Accessible, Electric Dryer Hookup, Recessed Lighting, Washer Hookup, First Floor
- Style: Ranch
- Year Built: 2021
- Basement: Full, Walk-Out Access, Interior Entry, Concrete
- Approx Sq. Feet: 1,079
- Acreage: 0.31
- Est. Taxes: $5,241
- Lot Desc: Wooded, Cleared, Level
- Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Plumbed For Ice Maker
- MLS#: 73315148
- Website: https://www.raveis.com
/prop/73315148/306lovewellst_gardner_ma?source=qrflyer
Listing by Nancy Whitehouse-bain courtesy of Keller Williams Realty North Central Phone: 978-840-9000
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Handicap Accessible, Recessed Lighting | First |
| Dining Room | Ceiling Fan(s), Closet, Balcony / Deck, Handicap Accessible, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Lighting - Overhead | First |
| Kitchen | Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Handicap Accessible, Kitchen Island, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances | First |
| Living Room | Ceiling Fan(s), Closet, Flooring - Hardwood, Handicap Accessible, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider | First |
| Master Bedroom | Bathroom - Full, Ceiling Fan(s), Closet - Linen, Closet, Flooring - Hardwood, Handicap Accessible, Recessed Lighting, Pocket Door | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
306 Lovewell St, Gardner, MA, 01440
$399,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
| Total Monthly Payment | $2,640 | $2,638 | $3,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630