Step into this beautifully maintained 3-bedroom, 1. 5-bathroom ranch home, offering the perfect balance of comfort, style, and convenience. Situated in a desirable location just minutes from highways, shops, restaurants, and the charming Village of Montgomery, this home presents a rare opportunity for all those seeking the ease of one-level living. The spacious living room, filled with natural light, serves as the heart of the home an ideal place to unwind or entertain guests. Flowing seamlessly into the open dining area, the space offers a versatile layout, perfect for both everyday living and special occasions. At the center of the home, the tastefully designed kitchen stands out with sleek quartz countertops, custom cabinetry, and stainless steel appliances. Whether preparing a quick meal or experimenting with new recipes, this kitchen combines modern functionality with aesthetic appeal. New flooring in the bedrooms adds a fresh, contemporary touch, complementing the home's inviting atmosphere. The well-appointed primary bedroom provides a peaceful retreat with ample closet space, while the additional two bedrooms offer flexibility to suit your needs be it for family, guests, or a dedicated home office. The full bath is conveniently located near the bedrooms, and a half bath off the hallway adds an extra layer of convenience for guests. Storage is abundant throughout the home, with plenty of closets and additional space in the basement, ensuring that you'll have room for all your belongings. The home's mechanicals have been meticulously serviced, offering peace of mind and reliable efficiency for years to come. Outside, the manageable yard provides a blank canvas for gardening, outdoor dining, or simply enjoying the fresh air. The attached garage offers direct access to the home, ensuring easy entry and providing additional storage space. Located within the highly regarded Valley Central School District and just a short distance from major routes, this home is perfectly situated for both convenience and a relaxed lifestyle. Whether you're looking to downsize or purchase your first home, this property offers exceptional value, comfort, and move-in readiness. Don't miss your chance to experience this charming home schedule a tour today and see how it fits your vision of the perfect place to call home! Appliances: Gas RangeWine Refrigerator, ConstructionDescription: Vinyl Siding, Flooring: Carpet, InteriorFeatures: Recessed Lighting, Storage, LaundryFeatures: In Basement,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $727 | $727 | $727 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,501 | $2,498 | $3,223 |
Total Monthly Payment | $3,303 | $3,300 | $4,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.