Exceptional Value for Investors or Snowbirds! Discover this remarkable pool home in the heart of Oldsmar, where modern updates and timeless charm come together to create an unparalleled living experience. Priced below market value, this unfurnished property offers an incredible opportunity for savvy investors or snowbirds looking for a dream retreat in a desirable area with no HOA or CDD fees. Featuring a recently renovated kitchen with modern appliances, sleek finishes, and generous storage, the open layout effortlessly connects the kitchen to the living areas, perfect for entertaining or relaxed family gatherings. The updated master bathroom serves as a spa-like oasis with contemporary upgrades that blend style and functionality. Outside, the private backyard is a true sanctuary with a sparkling pool and soothing hot tub that is currently in the process of being professionally cleaned, ideal for enjoying Florida’s sunshine or hosting poolside get-togethers. Situated in a sought-after neighborhood just a short stroll from charming cafes, restaurants, and local amenities, this home perfectly complements the Florida lifestyle. With a motivated seller and a reduced price, this rare gem combines location, luxury, and value, making it an ideal property for rental income or seasonal living. Metal overhang at exterior front entry as seen in photo has been removed. Act quickly—schedule your private tour today and make this exceptional property yours! All offers welcome.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,501 | $2,498 | $3,223 |
Total Monthly Payment | $2,707 | $2,704 | $3,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.