Welcome to this raised ranch brimming with potential and ready for your personal touch! With a little TLC, this property can be transformed into the home of your dreams. As you enter the side door, you'll find a convenient mudroom that leads into a spacious eat-in-kitchen with generous cabinet space. Off the kitchen is a half bath, a large living room with spiral stairs to the lower level, and a bedroom that opens to the huge backyard deck. Finishing off the main level are 2 additional bedrooms and a full bath, all with plenty of closet space. The walk-in lower level is a blank slate, ready for your vision. It includes a large room with endless possibilities think spacious living room, home gym, office, or whatever suits your lifestyle. This room connects to the main level living room via a unique spiral staircase, which adds character but may be a consideration for future redesign. This home includes a one-car integral garage and ample off-street parking for up to 8 cars perfect for gatherings or a multi-vehicle household. Set back from the road on a 1. 5 acre lot, the property boasts a huge yard perfect for large gatherings or gardening, a fire pit for cozy evenings, a sizable deck for entertaining, and the added convenience of a propane-fired Briggs and Stratton generator. Don't miss this opportunity to create your dream home, schedule a showing today.
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Our Executive Mortgage Banker:
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,330 | $2,328 | $2,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.