8198 Terrace Garden DRIVE N, #403, St. Petersburg, FL, 33709 | $249,900

Are you looking for a fully updated move-in ready condo? This unit is located on the safe and secure 4th floor of the elevator building in the highly desirable 55+ St. Petersburg community of Terrace Park of Five Towns. All photos were taken after the two recent hurricanes came through the area so you can see that this condo is hurricane ready, giving you peace of mind and confidence during the annual storm season. Updates completed within the last six months include new flooring, paint, hurricane shutters, new windows and a brand new HVAC system! The kitchen has also been updated with new modern appliances and offers plenty of cabinets and counter space. The great room is a terrific space for entertaining and the two full bathrooms have also been updated within the last six months. This unit has plenty of storage space as well as a washer and dryer in the unit. The community provides great amenities including a rooftop sun deck and the Magnolia Sun Center (currently under renovation) will have a state-of-the-art fitness room, tennis courts, pickleball courts, bocce ball, a new auditorium, a new cafe/coffee shop and more! Your condo association fees will cover just about everything including natural gas for your stove and hot water, internet, cable TV, escrow reserves, six community pools, exterior maintenance, grounds maintenance, recreational facilities, building and flood insurance, sewer, trash and water! Add this to the fact that the community is pet friendly and is so convenient to all that the Tampa Bay area brings to you. You will be just minutes away from the beautiful Pinellas beaches and downtown St. Petersburg and will have easy access to the interstate and both Tampa International Airport and St. Pete/Clearwater Airport. And don't forget the close proximity to restaurants, museums, shopping, theaters, parks, nature trails and so much more. This one will not last, schedule your showing today!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 5
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Lobby Key Required, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1985
  • Approx Sq. Feet: 1,440
  • Est. Taxes: $683
  • Condo Fee: $791 Monthly
  • View: Trees/Woods, Water
  • Adult Communities: Yes
  • Elem. School: Rawlings Elementary-PN
  • Middle School: Pinellas Park Middle-PN
  • High School: Dixie Hollins High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8321562
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8321562/8198terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 2:19:23 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8198 Terrace Garden DRIVE N, #403, St. Petersburg, FL, 33709

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $57 $57 $57
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,330 $1,329 $1,714
Total Monthly Payment $1,462 $1,461 $1,846

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.