Welcome to Botanica on Palmer Ranch; an exquisite, private, maintenance-free community featuring 28 acres of lakes, preserves, and sanctuaries. This first-floor, beautifully maintained 3 bedroom, 2 full bathroom home offers the perfect blend of comfort, privacy, and convenience. The primary suite overlooks the tranquil lake and boasts dual closets, walk-in shower, soaking tub, and dual vanities. The thoughtfully divided floor plan lends to privacy & comfort for your guests and family as the guest bedrooms are located on the other side of the living space. The third bedroom is currently configured as an office/den. This inviting home features many desirable elements including: impact windows (2021), new stainless steel appliances, crown molding, tray ceilings, closet pantry, laundry room, oversized attached garage, new A. C. (2023), new roof (2023), and new exterior paint including doors and railings (2024). Located in the beautiful, Parisienne Gardens with French Country inspired architecture, you’ll find yourself walking and enjoying the pristine, well-manicured grounds. Other than cable, water, landscaping, building insurance and pest control, the community fees provide for the following amenities: two heated swimming pools, 4, 000 square foot resort-style clubhouse featuring: a fitness center, fully-equipped kitchen with serving bar, card/meeting areas, a lending library, outdoor grilling stations, regularly scheduled social events & gatherings, as well as two security gate entrances. Botanica is ideally and conveniently located off of Honore Avenue near shopping, restaurants, entertainment, Sarasota Beaches, The Legacy Biking and Walking Trail, airports, & one of the largest public health systems in Florida. This is the epitome of Florida Living! You’ll fall in love with this charming condo whether it’s your winter retreat, family getaway, or permanent residence. Call to see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,283 | $2,281 | $2,943 |
Total Monthly Payment | $2,714 | $2,712 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.