Charming Federal-style colonial on 59 acres of tranquility! Step into history with this beautifully maintained 1825 brick colonial, set on a solid granite foundation and built to last. This spacious two-story home boasts timeless craftsmanship, enhanced by thoughtful modern updates. The picturesque lot features pine and hardwood trees, complemented by elegant stone walls and a small brook that graces the front of the estate. A stunning 38'x68' post-and-beam barn with four levels offers incredible versatility for storage, livestock, or creative uses. The 3-bedroom home includes an inviting great room, large eat-in kitchen, a cozy family room with wood fireplace, original pine floors, and Anderson Thermopane windows for energy efficiency. There is incredible potential for expansion here with a two-story 24'x23' unfinished area that can become additional living space. A new roof installed in 2022, ensures peace of mind for years to come. Enjoy the convenience of a versatile heating system with options for an oil-fired boiler, an outdoor wood-fired boiler, or a pellet stove. Explore the trails throughout the property, making it ideal for outdoor enthusiasts. The land offers endless possibilities - consider a tree farm, solar energy development, livestock operations, or simply enjoying the serene beauty of nature. Whether you're dreaming of a multi-generational home option, a working farm, or a sustainable off-grid lifestyle, this exceptional property provides the perfect canvas.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $950 | $950 | $950 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $4,502 | $4,498 | $5,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.