Welcome to the beautiful white sand beaches and ocean breezes of Summerhouse, a gated oceanfront condo community with an abundance of incredible amenities - 4 sparkling pools, 4 easy beach access boardwalks, community clubhouse, gym, multiple playgrounds and grilling areas, dog park, onsite boat and RV parking, along with pickleball, tennis, and racquetball courts. Summerhouse is the perfect beachside escape, sitting on one of the most beautiful and peaceful beaches in St Augustine. An escape from the crowds, this is true tranquility while still just a short drive away from the countless sights of St Augustine. Whether you're looking for home, a short-term rental investment, or a second home to escape it all, this just might be the one! This meticulously updated condo is a first-floor, single story unit with a view of the pool and a direct easterly view of the endless ocean beyond. The front walk to the private covered entry invites you in to the tiled foyer with two storage closets. From the foyer, there's a view of the light and bright open floor plan, straight through to the back slider and the ocean. Off the foyer is the beautifully updated kitchen with all stainless-steel appliances, white shaker cabinets, gorgeous granite countertops, and a large pantry cabinet. So much counter space and cabinet storage! Kitchen opens up to the dining room across an expansive countertop with a breakfast bar for additional seating. Tiled Dining Room offers additional built in storage and countertop space, along with a dual temp wine fridge and dry bar. Across the dining room is a custom built-in work space with additional storage. Attractive shiplap lines the walls of the living and dining room, elevating the space with a beautiful warmth. The Living Room boasts additional built-ins, wood-look tile flooring, designer sofa, oversized Lazyboy power recliner, 60" wall-mounted Samsung smart TV, and a drop zone for all your beach gear - just grab your favorite chair and head right out the back slider to the gorgeous white sand beach! Just off the Living Room, the back covered patio is the perfect place to sip your morning coffee with a direct view of the sunrise over the ocean, complete with ocean breezes and the gentle sound of the surf. Back inside, the private owner's suite offers a split king adjustable Sleep Number bed, double closets, and a beautifully updated ensuite bath with tiled walk-in shower. This condo offers extra privacy with a split-bedroom floorplan. The second spacious bedroom and closet are located toward the front of the unit, currently furnished with two twin beds. Nearby is the second beautifully updated shared bathroom, along with in-unit stackable LG washer and dryer, just 1 year new. Condo offers plantation shutters throughout, designer light fixtures, ceiling fans, and detailed trim work. Unit comes fully furnished and with all household items, kitchenware, and more included in the purchase. All you need to bring are your flip flops and swimsuit! Short-term rentals are permitted. Summerhouse offers on-site property management and maintenance, allowing you to sit back and enjoy your investment. Or if you plan to keep it all to yourself, Summerhouse is also a great place to call home. Unit has not been on the rental market for many years, it was lovingly renovated and improved as a primary residence. Rental projections are available upon request. This unit is truly special and a must see! Don't let it be the one that got away - book your showing today to see it in person, and let's make this one yours!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $4,040 |
Total Monthly Payment | $3,537 | $3,534 | $4,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.