400 VILLAGE Drive, Saint Augustine, FL, 32084 | $720,000

Coastal Living Awaits!

Your perfect coastal lifestyle is here in this delightful home, nestled in one of Vilano Beach's top communities! This beautifully renovated residence features the elegant ''Chatham'' floor plan, offering an open and inviting layout that's ideal for luxurious, single-level living. With two primary suites, an additional bedroom, a spacious air-conditioned Florida Room, and a flexible office space, this home caters to all your needs. The main living area shines with vaulted ceilings, skylights, and a cozy fireplace, creating a warm atmosphere for both hosting friends and unwinding after a long day. Updated luxury vinyl plank flooring throughout the main spaces adds a touch of sophistication. The kitchen is a chef's dream, boasting high-end stainless steel and Cafe appliances, ample cabinet space, and a handy pass-through window that enhances its timeless appeal. The Florida Room flows seamlessly into the main living spaces and master suites, providing a wonderful retreat to enjoy year-round. Step outside to your private backyard oasis, surrounded by lush Florida-friendly landscaping and magnificent oak treesa peaceful haven that feels like paradise! Situated between the ocean and the intracoastal waterway, this vibrant coastal community has so much to offer. You're just minutes from Historic Downtown St. Augustine, local shopping, recreational activities, and the lively Vilano Town Center. Enjoy resort-style amenities, including a heated indoor pool, outdoor pool, hot tub, fitness center, and lighted tennis and pickleball courts. The private community walkover allows for safe access to the beach, where you can catch stunning sunrises over the Atlantic from your cabana or relax on the beautiful shores of Vilano. This gated community is truly unique, featuring deep-water marina access perfect for launching and storing boats up to 45 feet. Plus, there's leasable storage for boats and RVs on-site. Whether you seek a second home or a peaceful getaway, this property is ideal for the avid traveler, with lawn care and irrigation included in the HOA fees. Embrace the essence of Florida living in this stunning home within the coveted Villages of Vilano community!

Features

  • Amenities: Basketball Court, Beach Access, Boat Dock, Boat Launch, Boat Slip, Clubhouse, Fitness Center, Gated, Laundry, Maintenance Grounds, Management - Off Site, Pickleball, RV/Boat Storage, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Patio Home, Traditional
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,492
  • Acreage: 0.15
  • Est. Taxes: $5,750
  • HOA Fee: $348 Monthly
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range
  • MLS#: 2057837
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2057837/400villagedrive_saintaugustine_fl?source=qrflyer
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Listing courtesy of exp Realty

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

400 VILLAGE Drive, Saint Augustine, FL, 32084

$720,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $576,000 $576,000 $576,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $479 $479 $479
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,832 $3,828 $4,939
Total Monthly Payment $4,403 $4,399 $5,510

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.