46 Lyme Street, Old Lyme, CT, 06371 | $659,000

Nicely located in the center of Old Lyme's historic village, the home is ideally connected to the Old Lyme art community & the quintessential New England era lifestyle. Prior to being most recently purchased in 2020, it had been within the same family for over 100 years. As you enter the fully covered screened front porch, you'll quickly realize that it's ideal for entertaining or just simply relaxing! Once stepping into the main foyer from the porch, you're greeted by early 20th century craftsmanship with the original trim & moldings as well as 6 panel doors with period hardware. The living room, dining room with fireplace & office/study with high ceilings and hardwood floors flow together nicely. The ambient light flows through the country kitchen with it's adjacent butlers pantry with laundry, half bath & small enclosed porch with back exterior staircase. Then upper level sleeping quarter offers 4 bedrooms, a study, ideal as a small 5th bedroom and 2 baths. The primary bedroom includes a walk-in closet/dressing room & all rooms on this level feature hardwood flooring. Recent improvements include the remodeled kitchen & baths, new hardwood flooring, newer windows, a Buderus boiler & updated 200 amp electrical service. Other amenities include a 1 car garage, full basement and attic space, all ideal for storage. Walk to all the village attractions or take a bike ride or short drive to the exceptional Old Lyme beaches!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 full / 2 half
  • Laundry: Main Level
  • Style: Colonial,Farm House
  • Year Built: 1917
  • Garage: 1-car Under House Garage,Driveway,Off Street Parking
  • Heating: Hot Water
  • Cooling: Window Unit
  • Basement: Full,Storage,Garage Access,Interior Access,Concrete Floor,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,820
  • Acreage: 0.18
  • Est. Taxes: $4,787
  • Lot Desc: Historic District
  • Elem. School: Center
  • High School: Lyme-Old Lyme
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24061365
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/24061365/46lymestreet_oldlyme_ct?source=qrflyer
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Listing courtesy of William Pitt Sotheby's Int'l

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor12.0 x 10.0Upper
Bedroom 2 Hardwood Floor10.0 x 9.0Upper
Bedroom 3 Hardwood Floor10.0 x 9.0Upper
Dining Room Fireplace,Hardwood Floor14.0 x 12.0Main
Kitchen Remodeled,Balcony/Deck,Built-Ins,Country,Pantry,Hardwood Floor13.0 x 12.0Main
Living Room Hardwood Floor15.0 x 14.0Main
Office Hardwood Floor8.0 x 7.0Main
Primary Bedroom Walk-In Closet,Hardwood Floor16.0 x 13.0Upper
Study Hardwood Floor9.0 x 6.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

46 Lyme Street, Old Lyme, CT, 06371

$659,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $527,200 $527,200 $527,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $399 $399 $399
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,507 $3,504 $4,520
Total Monthly Payment $3,998 $3,995 $5,011

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.