THE LITTLE RED CARRIAGE HOUSE of historic Edenville, NY an incredibly quaint 1700s hamlet within the Town of Warwick offers rustic charm and modern convenience in one neat package. Just a stone's throw to the Edenville Deli and Country Dream cafe, this home offers the ease of walking to the deli for coffee and a bagel or a quick lunch break, a much loved urban convenience you don't have to give up to enjoy country life. Once the carriage house to a prominent farming family, this rambling cottage was carefully converted into a residence in the early 1900s and underwent major updates in 2003 and 2019 bringing it up to current standards. A welcoming living room with period details including stunning hand hewn beams and authentic local field stone conjures up images of cozy winter nights in front of the fireplace. A bright and sunny eat in kitchen with Cambria quartz countertops overlooks an inviting level backyard with paver patio well suited to outdoor entertaining. The main bedrooms, 2 full baths and laundry/mud room are also on the first floor with family room, loft/office and bonus room upstairs. An ample shed in the backyard offers additional storage and room for hobbies. Less than 5 minutes to the center of the bustling Village of Warwick, shopping, restaurants, bus into NYC and 15 minutes to the Appalachian Trail, Mountain Creek for skiing, snowboarding and outdoor adventure. Approximately 60 miles to NYC and 30 miles to Bergen County, NJ. This affordable home chock full of historic appeal is a great way to ease your way out of the city and enjoy weekends antiquing, apple picking and enjoying country life! Appliances: Electric Water HeaterWater Softener Owned BuildingAreaSource: Public Records, ConstructionDescription: Vinyl Siding, FireplaceFeatures: Living Room, Flooring: Carpet, Laminate, Tile, Vinyl, Wood, FoundationDetails: Stone, InteriorFeatures: Bar, Beamed Ceilings, Breakfast Bar, Natural Woodwork, LaundryFeatures: Electric Dryer Hookup, Laundry Room, Washer Hookup, LotFeatures: Back Yard, Utilities: Propane,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,139 | $3,136 | $3,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.