This is a Marc David Ruttenburg custom built 1 owner home in the Prestigious Myrtle Point of Palm Harbour. Members of this community have a private gated access to Tarpon Lake known as Lansbrook which features a boat launch, fishing, parks, and lake life amenities. Step into this extraordinary 4-bedroom, 4-bathroom home, a masterpiece of luxury and thoughtful design in beautiful Palm Harbor, Florida. Every detail has been meticulously curated to create a residence that combines elegance, functionality, and comfort. The front yard is a masterpiece of tropical landscaping, featuring premium materials and raised rock wall flower beds filled with high-end palms, including Bismarckia Silver, Sylvester, Foxtail, and more. A built-in curved seating area complements the circular walkway, creating a welcoming space near the custom fountain. The beds are pre-wired with electrical outlets for lighting enhancements and fountain operation. The driveway, recently updated with new pavers, seamlessly enhances the home’s striking curb appeal. Step into a private outdoor paradise where a saltwater pool with a 7-foot deep end awaits. The pool features upgraded plumbing, new equipment, and a spacious pavered deck, perfect for entertaining. A high-capacity irrigation system, powered by a 200-foot-deep well, ensures the lush tropical landscaping remains vibrant. Inside, soaring 12-foot ceilings, elegant crown moldings, and wide doorways create an open, accessible, and sophisticated atmosphere. The main living areas feature new hardwood floors, while the kitchen, family rooms, and wet areas boast upgraded tile with a 12-piece design to minimize repetition. A double-sided fireplace with a custom stone façade connects the two family rooms, one currently utilized as an art studio. The professional-grade kitchen is a chef’s delight, complete with cherry hardwood cabinets, a gas stove with a BBQ grill and griddle, a pot filler, and a high-flow vent hood with a built-in warming shelf. A custom-built refrigerator/freezer was updated in 2019, while a secondary sink and disposal on the island provide added convenience. The laundry room has been expanded to accommodate additional appliances, such as wine coolers and refrigerators, and includes a vacuum closet and a water distillation system setup. The master suite is a luxurious retreat, featuring custom wood blinds, oversized walk-in closet, tinted windows, and a spa-like en-suite bath with a jetted Jacuzzi tub and bidet-equipped toilet. Other bedrooms include one converted into a pool table room, which can easily be reverted to its original design. Each bathroom throughout the home is adorned with upgraded tile and finishes. Modern technology enhances the home with three-zone air conditioning, each with Ecobee smart thermostats, including a dedicated system for the air-conditioned garage. Built-in systems include a sound system with volume controls in major rooms, hardwired internet, a CCTV camera system with expandable options, and an ADT alarm system for peace of mind. A custom audio-visual closet houses all components in one central location. Located in a desirable Palm Harbor neighborhood, this home combines architectural beauty, modern amenities, and high-end finishes to create a one-of-a-kind property.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $23 | $23 | $23 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,684 | $7,684 | $10,536 |
Total Monthly Payment | $7,832 | $7,832 | $10,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.