Under contract-accepting backup offers. Welcome to your dream home in the highly desirable Ridgewood neighborhood! This meticulously maintained 4-bedroom, 2-bathroom home sits on an oversized (. 24 acre) corner lot and is completely move-in ready. With almost 2, 000 sqft of living space, the open-concept design creates a seamless flow between the kitchen, dining, and living areas with tons of natural light throughout; perfect for entertaining or enjoying cozy nights at home. The recently renovated kitchen is the heart of the home, featuring soft-close, shaker-style cabinetry that extends to the ceiling, stone countertops, a massive island with extra storage and seating for many, sleek black Samsung appliances, and complete with a reverse osmosis system for both the refrigerator and sink. Recessed can lighting with dimmers in the kitchen, dining, living, and master suite allows you to create the perfect ambiance, while crown molding throughout adds an elegant touch. The expansive master suite offers a private retreat with oversized windows, ensuite bathroom, and sliders leading out back. Step outside to the well-designed backyard, built for entertainment and relaxation at its finest. The spacious covered patio boasts a wet bar with quartz countertops and is outfitted with electric and plumbing, making it the perfect space for hosting summer gatherings, outdoor cooking and dining and watching your favorite sports year-round. The backyard also features a full swing set/playground and is enclosed with new vinyl privacy fencing with gorgeous string lighting throughout. With dual 8' swinging gates in the front and a 16' sliding gate on the west side of the home, there is ample room to store all of of your work equipment, toys and parking for your boat or RV, without sacrificing any of your entertainment space. Storage and convenience is plentiful, with a 20' x 8' shed, a one car garage equipped with a dedicated 220V outlet for heavy-duty projects, and an extra wide circular driveway with plenty of room for parking. This home comes with an array of thoughtful upgrades to enhance comfort and efficiency: a long-lasting metal roof (2023), 32 solar panels (paid off at closing) (2023), wifi-enabled condensing water heater (2023), powerful 5-ton HVAC system (2021), over 12 inches of blown-in insulation for ultimate energy savings (average monthly electric bill $44). Convenient keyless entry and Ring and Net Vue security cameras/doorbell all convey. Located high and dry 53' above sea level with no damage from recent hurricanes. This property offers peace of mind and security. The seller is even leaving pre-cut, labeled hurricane boards for all of the windows for buyer's convenience! Just minutes from Seminole City Center shopping district and a short drive to the pristine Gulf beaches, the location is unbeatable. Every detail has been carefully considered and well-thought out. Make sure to put this one on the top of your list! A "MUST-SEE" without a doubt. This home is truly ready for you - just unpack and start making memories! Be sure to check out the virtual tour and call to schedule your showing today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,598 | $3,595 | $4,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.