Open House CANCELLED - Discover Your Dream Home-Just in Time for the Holidays! Step into this entertainer's paradise, where charm meets modern convenience. From the moment you arrive, the stone-front facade and cozy pea gravel patio invite you to relax with your morning coffee. Look up, and you'll catch a glimpse of the 21 OWNED solar panels, that keeps energy costs minimal. As you enter through the front door, you'll be captivated by the heart of the home: a chef's kitchen that boasts a 9x4 quartzite island with a prep sink-perfect for meal prep or gathering with loved ones. The open floor plan seamlessly connects two spacious living rooms, each featuring wood-burning fireplaces and bathed in natural light. Hardwood floors run throughout, adding warmth and character to every step. Indoor and outdoor living blend effortlessly. The backyard is a haven for fun and relaxation, offering a fenced-in, level yard ideal for pets or playtime, while the expansive deck and patio create the ultimate setting for evening entertaining under the stars. Upstairs, you'll find four generously sized bedrooms, including a primary suite with its own private full bath. Each bedroom shines with hardwood floors, LED lighting, and charm. In the basement the home gym is the perfect spot to get a jump start on your new year's resolutions. The office supports your work from home opportunities. Behind the scenes, this home is as functional as it is beautiful. Spray foam insulation keeps heating and cooling costs low, and the central A/C and propane heating ensure year-round comfort. Newer windows allows natural light to shine and the attic is full of storage. The garage comes equipped with a 100-amp subpanel, ready to support your EV charger.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.5 x 11.5 | Upper |
Bedroom 2 | Hardwood Floor | 15.0 x 12.0 | Upper |
Bedroom 3 | Hardwood Floor | 13.0 x 11.5 | Upper |
Family Room | Hardwood Floor | 20.0 x 14.5 | Main |
Full Bath | Tub w/Shower | 9.0 x 6.0 | Upper |
Full Bath | Tub w/Shower | 9.5 x 6.0 | Lower |
Half Bath | Laundry Hookup | 8.0 x 5.5 | Main |
Kitchen | Hardwood Floor | 15.0 x 22.5 | Main |
Living Room | Fireplace,Hardwood Floor | 22.5 x 15.0 | Main |
Office | Laminate Floor | 9.5 x 13.0 | Lower |
Other | 18.0 x 14.5 | Lower | |
Primary Bath | Tub w/Shower | 8.0 x 5.0 | Upper |
Primary Bedroom | Hardwood Floor | 17.5 x 12.0 | Upper |
Rec/Play Room | Walk-In Closet,Laminate Floor | 24.0 x 20.5 | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $791 | $791 | $791 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $4,076 | $4,073 | $4,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.