One or more photo(s) has been virtually staged. Location, Location, Location ! Skye Loch Villas is one of the best kept secrets in Dunedin. This villa has been updated, newer windows and has an electric fireplace. 2 bedrooms that boast an updated bathroom with granite counter top, tile throughout and a walk in shower with a corner seat. The primary bedroom has a large walk in closet. Kitchen has granite countertops, a dishwasher plus there is a stackable washer / dryer inside the utility room. Comes with a 8’ x 12’ screened in porch and a great patio in back, perfect for entertaining. This villa has a carport and tons of extra storage. Close to the community swimming pool. Drive your golf cart to downtown Dunedin, a mile and a half away. Skye Loch Villas is a 55+ community. Clubhouse offers a kitchen and library, community heated pool, shuffleboard, etc. Close to downtown Dunedin, Honeymoon Island, Clearwater Beach, Toronto Blue Jays stadium, The 75 mile long Pinellas Trail, etc. The Historic Fenway Hotel is a mile away, perfect for your out of town guests. Close to the Dunedin Marina, where you can put your kayak into the Gulf of Mexico, with so many islands to discover. Low HOA fees of $255 includes water, sewer, trash, Spectrum internet and Platinum TV cable including Disney+Basic, lawn care, & exterior paint. With no land lease or flood zone, Skye Loch is a very desirable community. Half hour to Tampa International Airport. Golf cart, bicycle or walk to Historic Downtown Dunedin. Come live in Skye Loch Villas & enjoy all Dunedin has ~
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $178,800 | $178,800 | $178,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,190 | $1,188 | $1,508 |
Total Monthly Payment | $1,305 | $1,303 | $1,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.