Historic Uptown Bungalow! Don't miss this adorable 2 bedroom - 2 bath, 1910 home situated on a pretty brick street close to 4th Street
North and downtown St Pete. This home features a spacious eat - in kitchen that was previously updated with all wood cabinets and Corian
counters. There's an convenient indoor laundry closet located in a bonus room that leads out to the large fenced backyard. Another
bonus room to the front of the house, adds an additional 200 square feet of conditioned living spaces that is not reflected the tax records.
The HVAC and roof were both replaced in 2015. This super cute home could be updated to suit or live in as-is. There's plenty of room on this
lot for an addition or possible ADU or maybe add a garage which has alley access. This 50 x 128 city lot lends itself to a total redevelopment
as can be seen in this desirable neighborhood located near the beautiful Crescent Lake Park with it's Pickle Ball & Tennis Courts, dog parks and a wonderful great walking loop around the lake. Downtown St Petersburg offers many waterfront parks, the new Pier and downtown
beaches, several world class Museums like the Dali', Medical Centers, Theater, Restaurants offering casual and fine dining. Just a block to 4th Street North, you can walk to any number restaurants or access public transportation within minutes. This location offers easy access to I -275 and several International Airports. Location, Location, Location!!! Peace of mind-Flood Zone X and impact windows!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $648 | $648 | $648 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,086 | $3,083 | $3,912 |
Total Monthly Payment | $3,826 | $3,823 | $4,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.