Welcome to your dream villa, where modern upgrades meet a serene lake setting in this stunning 2-bedroom, 2-bath villa with a den, located in a gated community in Punta Gorda, Florida. Thoughtfully designed and tastefully upgraded, this home offers a seamless blend of comfort and sophistication. The kitchen is a chef’s dream, boasting sleek quartz countertops, a striking marble backsplash, and upgraded appliances that elevate the heart of the home. Both bathrooms feature the same luxurious quartz finishes, adding a cohesive touch. Step outside to the tiled lanai, where lakefront views create the perfect backdrop for morning coffee or evening relaxation. The 2022 roof ensures peace of mind, while the epoxy-coated garage floor adds durability and style to your storage and parking space. Accordion hurricane shutters offer storm protection with ease, making this villa as practical as it is beautiful. Enjoy the unmatched lifestyle of this vibrant community, with amenities that cater to every interest including two pools, fitness center, card room, pool table, tennis/pickleball, bocce ball and numerous weekly social events. Conveniently located to shopping, restaurants and everything that Punta Gorda has to offer.
Don’t miss this incredible opportunity to own a slice of paradise in Punta Gorda. THIS PROPERTY DID NOT HAVE ANY STORM DAMAGE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,600 | $271,600 | $271,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,807 | $1,784 | $2,290 |
Total Monthly Payment | $2,199 | $2,176 | $2,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.