12841 Se 97th Terrace Rd, Summerfield, FL, 34491 | $394,900

This is a MUST SEE! Exquisite home in Del Webb Spruce Creek Golf and Country Club! This is the popular Elkridge Model. Welcome to your dream home in the highly sought-after Hampton Hills neighborhood. This stunning three-bedroom, two-bath Elkridge model offers a perfect blend of luxury, comfort, and modern updates. Key Features: - Spacious Layout: Enjoy an open concept design with crown molding in every room, & split bedrooms, providing both privacy and convenience. The bedrooms feature new upgraded carpeting for added comfort.   - En Suite Bathrooms: Two of the bedrooms boast their own en suite bathrooms, making this home perfect for guests or family members seeking privacy! - Gourmet Kitchen: The updated kitchen is a chef’s delight, featuring stunning top-of-the-line Cambria Quartz countertops, upgraded stainless steel appliances, and charming brick and stone accents that enhance its appeal. - Large Lanai: Relax and unwind in the expansive lanai, which overlooks a serene nature preserve. Enjoy breathtaking sunrises and the peaceful sounds of nature right from your backyard. - Impressive Entry: The oversized front entry area includes a custom privacy gate, creating an inviting and secure entrance to your home. - Garage and Additional Upgrades: The garage is extended for extra storage or workspace. Recent upgrades include a new roof (installed in 2022), a high-efficiency AC unit (new in 2018), and a high-efficiency water heater. - Beautiful Landscaping: The property features well-manicured, mature landscaping that enhances the home’s curb appeal. This exquisite home not only offers luxurious living but also provides access to the vibrant lifestyle of Del Webb Spruce Creek, complete with golf, social activities, and community amenities. Don’t miss the opportunity to make this beautiful home your own! Schedule your private showing today and experience the best of Del Webb living!

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60 x 121
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,720
  • Acreage: 0.17
  • Lot Size: 60 x 121
  • Est. Taxes: $2,269
  • HOA Fee: $184 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: V4939550
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4939550/12841se97thterracerd_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 11:38:10 AM)
Listing courtesy of SOUTHERN EXCLUSIVE REALTY CORP   Phone: 386-279-7244

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12841 Se 97th Terrace Rd, Summerfield, FL, 34491

$394,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,920 $315,920 $315,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $189 $189 $189
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,102 $2,100 $2,664
Total Monthly Payment $2,366 $2,364 $2,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.