One or more photo(s) has been virtually staged. Explore an incredible opportunity in the NUMBER 1 Rated Retirement Community in the United States, Sun City Center! Kings Point has manned GATED entrances and offers a maintenance-free lifestyle within an active 55+ community where Golf Carts are welcome! This Cornell split floor plan is positioned on a sought-after lot with a WATER VIEW and has been meticulously cared for by its original owner. The landscaping includes mature and tropical trees and the home’s entry is screened and covered which helps shield packages and create a warm welcome for your guests. Inside, the GREAT ROOM boasts vaulted ceilings and ample space for oversized furniture. The kitchen includes an eat-in space with a built-in window bench for added charm. The Florida Room is a BONUS with a built-in entertainment center that has floor to ceiling cabinets and additional shelving making this an ideal TV room, craft/art room and even a third sleeping option! Savor your morning coffee and evening beverages in the screen room, which offers lovely views of the pond and the surrounding nature. You'll be treated to a delightful variety of wildlife, including numerous bird species. Back inside, the primary bedroom is located in the rear of the home and offers the same peaceful views. The en-suite features a vanity with a designated makeup area and sink, cleverly separated from the walk-in shower and water closet, offering dual functionality! This WALK-IN CLOSET has ample storage space, built-in shelving and shoe racks. The second bedroom is generous, has an oversized closet and quick access to the second full bathroom, making this an ideal option for guests. The 2-car garage has been partially converted to include a full LAUNDRY ROOM with AC/Heat vent, utility sink and cabinets while leaving room for a full size car! Additionally, there is a built-in workshop area with more cabinetry to store all your tools for your hobbies! A whole house water softener is in the garage shielding it from the elements. Additional features and updates include the roof replacement from 2012 (Association fees cover), some window replacement (2017 and 2019), HURRICANE PANELS, reverse osmosis, wood louvered interior doors for closets and pantries, and ceiling fans. Oxford I allows for Service Animals and Emotional Support Pets and is also part of the 80/20 rule where an AGE WAIVER is possible! Fees include cable, internet, exterior insurance, maintenance grounds, pest control, private road, security, water, trash, sewer & more! Activities include over 200 clubs, multiple indoor/outdoor HEATED pools, fitness, pickle ball, an onsite SALON and multiple restaurants and so much more! If you plan on venturing out there is quick access to restaurants, SHOPPING, beaches and 30 minutes to Tampa International Airport, less than an hour to the Sarasota shops and 20 minutes to Ellenton Prime Outlets!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,618 |
Total Monthly Payment | $1,488 | $1,487 | $1,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.