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55 Healy Road, Cold Spring (Philipstown), NY, 10516 | $649,000
Welcome to this charming ranch-style home offering one-level living and set on over **1 acre of land** a rare find so close to the historic village of Cold Spring. The home boasts three bedrooms, each with hardwood floors, providing a warm and inviting atmosphere. The large full bathroom features a jetted tub, perfect for relaxing after a long day, while the cozy living room, with its large windows, invites plenty of natural light and offers a lovely view of the surrounding mature landscaping. A charming fireplace adds to the ambiance, making this space perfect for both relaxing and entertaining. From the living room, step out onto the spacious deck that offers breathtaking views of the lovely garden and the majestic mountains beyond. This serene outdoor space is perfect for relaxing, entertaining, or simply soaking in the natural beauty that surrounds you. The finished walk-out basement provides additional flexible living space, including a second bathroom, ideal for guests a home office, or a recreation room. The possibilities are endless. Step outside to the back patio, which overlooks the expansive, private yard, perfect for outdoor enjoyment and gardening. Located within the Haldane School District, this home is just minutes from the village, where you'll find boutique shopping, dining, antiques, and access to the majestic Hudson River, hiking trails, and a variety of outdoor activities. With its oversized lot, this property offers a rare combination of privacy and convenience in one of the most sought-after areas. Whether you're looking for a peaceful retreat or a place to bring your imagination to life, this home has endless potential! Plus, it's a great commuter location with easy access to major routes. Appliances: Electric OvenElectric Water HeaterWater Softener Owned BuildingAreaSource: Public Records, FireplaceFeatures: Living Room, Flooring: Carpet, InteriorFeatures: Soaking Tub, LaundryFeatures: In Basement, LotFeatures: Back Yard, Front Yard, Garden,
Features
- Town: Cold Spring
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Single Family, Ranch
- Year Built: 1966
- Garage: 1-car Attached
- Heating: Electric
- Cooling: None
- Basement: Finished, Partially Finished, Walk-Out Access
- Approx Sq. Feet: 1,398
- Est. Taxes: $9,971
- Lot Desc: Level, Part Wooded, Sloped, Stone/Brick Wall
- Elem. School: Haldane Elementary/Middle School
- High School: Haldane High School
- School District: Haldane
- Appliances: Dishwasher, Dryer, Refrigerator, Oven, Washer
- MLS#: H800583
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/H800583/55healyroad_coldspring_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
55 Healy Road, Cold Spring (Philipstown), NY, 10516
$649,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $831 | $831 | $831 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,452 |
| Total Monthly Payment | $4,377 | $4,374 | $5,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535